How Many Credits Do I Need to Take to Get the Full Post 9/11 GI Bill Housing Allowance?

Q: How many credits should I be taking in order to receive full benefits under the new GI Bill? I'm taking 12 credits now. Do I need to take more classes?

A: No, most likely you are taking enough. Right now to get the full Post 9/11 GI Bill housing allowance you have to be considered a greater-than-half-time student. That means if your school considers full-time to mean taking 12 credits, then you would have to take at least 7 to get the housing allowance. So it comes down to what you school considers to be full-time and it can vary from school-to-school.

The Post 9/11 GI Bill policy will change in starting in August. With the passage of GI Bill 2.0, students will get paid the housing allowance according to how many credits they are taking. So if you are taking the number of credits your school considers to be full-time (for example 12), then you would get the full housing allowance, however, if you are only taking, for example 7, then you would get 7/12th of the full housing allowance.

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pay past student loans

If I got out in 1984 can I use my past contributions into the GI bill that I never used to pay on my student loans?