Army Reserve Benefits

Like active duty soldiers, pay in the Army is only part of your compensation, there are many other allowances and benefits besides a paycheck.


Army Reserve soldiers get paid per hour while on Battle Assembly (one weekend per month), and during Annual Training (two weeks per year) they receive a prorated amount of there rank's normal pay.

Based on those time commitments, here is a table showing expected annual pay for different ranks depending on their time in the service.

Rank Years of Army Experience
2 Years 4 years 6 years
Private(E-1) $2,363 $2,363 $2,363
Private(E-2) $2,809 $2,809 $2,809
Private 1st Class(E-3) $2,955 $3,330 $3,330
Corporal/Specialist(E-4) $3,272 $3,810 $3,972
Sergeant(E-5) $3,570 $4,181 $4,474
2nd Lieutenant(O-1) $4,755 $5,982 $5,982
1st Lieutenant(O-2) $5,477 $7,428 $7,580
Captain(O-3) $6,340 $8,457 $8,862
Major(O-4) $7,426 $9,028 $9,545
Lieutenant Colonel(O-5) $8,357 $10,188 $10,594

Remember, the above numbers are annual payouts for Reserve soldiers that fulfill one weekend a month/two weeks a year.

Cost of Living Allowance

In addition to salary and bonuses, the Army provides for housing, meals and uniforms for Army Reserve Soldiers on Active Duty status.

Other Pay Bonuses

In addition to your Unit Training Pay, there are many opportunities to earn additional money in the Army Reserve. This extra money is available if you choose a specific Army job, complete special training, take on extra responsibilities or have served in the military before. This extra money changes in amount frequently.

Prior Service Enlistment Bonus
These financial incentives are available to you just for reenlisting with the Army Reserve.

If you have prior military service you could qualify for either a 6-year or 3-year enlistment bonus. This bonus is only available with enlistment into the Army Reserve with designated bonus-eligible MOSs.
Here are the amounts:

Up to $15,000 with a 6-year enlistment
Up to $7,500 with a 3-year enlistment

Coming from another Branch of Service?
If you have prior military service in a sister branch (Air Force, Navy, Marines and Coast Guard) you could qualify for an enlistment bonus. With enlistment into the Army Reserve, this bonus is available based time left on your Military Service Obligation (MSO) and conversion of AFSCs or Rates to an Army Military Occupational Specialty (MOS).
Here are the amounts:

Up to $15,000 with no remaining MSO and Military Occupation Specialty Qualification (MOSQ)
Up to $10,000 with 46-49 months remaining on your MSO
Up to $200 extra per month with 45 months or less remaining on your MSO, for each month remaining on your MSO

Affiliation Bonus
This bonus is available to Soldiers who have completed a service term within an active component of the military or in the Active Guard Reserve (AGR) and assigned to a Troop Program Unit (TPU) with the Army Reserve.
Here are the amounts:

Up to $50 extra per month.

Education Benefits

The Army Reserve offers quite a lot of benefits to its citizen-soldiers aside from just pay. The list of education benefits includes the Post-9/11 GI Bill, the Montgomery GI Bill, scholarships, loan repayment programs, and others. Visit Education Benefits for Army Reserve to find out the details of the various education benefits available for you.

Click here to learn more about how the Reserves can help you get a college education.

Other Benefits

Reservists are entitled to many other benefits, although some are limited or only fully available for those Reservists whose units have been activated as full-time. Some of the available US Army benefits include Legal Assistance, TRICARE Health Insurance, Life Insurance, as well as many others, are available for Reservists.

Modified retirement possible after 20 yrs. of qualifying service

Job Choices
180 jobs to choose from

Medical / Dental Benefits
Medical and dental benefits when on active duty

Job Training Opportunities
Specialized job training (AIT)

Location of duty
Stationed at home unless called to active duty

Work Schedule
Serve one weekend a month and two contiguous weeks a year

Vacation & Leave
Paid vacation only if you are on extended active duty

Social & Recreational Programs
Unlimited access to all military Morale, Welfare and Recreation (MWR) facilities or programs

Commissary Privileges
Unlimited post exchange and commissary privileges Unlimited post exchange privileges and up to 24 commissary visits per year

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